The firm provides legal expenses insurance for individuals and businesses, distributed through UK insurance brokers, solicitors, and Specialist Affinity Group Schemes. Its products include legal advice for disputes or offences that a business or an individual may face, something very necessary in today’s litigious society. Composite Legal Expenses also provides UK solicitors with funding (on-line) to enable them to handle personal injury cases where the solicitor believes the injured claimant’s case has more than a 51% chance of success. Its Event Litigation Funding product (branded ELF) enables solicitors to fight such cases by providing them with funding as they incur costs (e.g. costs of expert witness reports) and with legal expenses cover included to cover the solicitors’ costs in the unlikely event the case were to be lost. The firm is the official provider of commercial legal expenses cover for the British Chambers of Commerce with its membership of over 135,000. Other key customers include the Home Office - where Legal Expenses cover is supplied to every Special Constable in the UK - and Beresfords - the leading industrial disease practice in the UK and who also franchise to other chains of solicitors with similar expertise. Earlier this year, Composite won the E-business category at the British Insurance Awards.